Make Smarter Choices With Your Money
As you approach retirement, it’s the perfect time to sit down with a financial advisor to review your retirement goals and income needs. The biggest question a Baby Boomer often faces is: How exactly do I transition my assets and income into providing for me as I head into retirement? That’s where Mayes Financial can assist you.
After thoroughly reviewing your assets, income needs and lifestyle goals for retirement, a member of the Mayes Financial team will present you with a tailored retirement roadmap designed to help get you to and through retirement. This roadmap will project your income, assets and expenses during your golden years, and will help lay out a clear path on how to achieve the retirement lifestyle you desire.
Most of us spend our working years saving and accumulating retirement assets or climbing the mountain to retirement. But not everyone has a plan to safely get down the other side. At Mayes Financial Nampa, we firmly believe comprehensive income planning is the cornerstone to successful retirement years. We can help identify your guaranteed income while also helping you fully understand your expenses. Your income plan is a roadmap to financial independence and we provide comprehensive retirement advice to keep you on track to meet your goals.
Do you know if you are taking on too much risk or not enough risk to reach your retirement goals? Through our comprehensive financial planning process, we will analyze your current portfolio's risk level and provide investment guidance to ensure your asset strategy is aligned with your long-term goals. At Mayes Financial, we help our clients build a customized portfolio that is focused on achieving long-term financial goals instead of simply chasing the market. We believe in not just making money, but helping you hold onto it too.
There are three major risks and unknowns those planning for retirement face: the rising cost of health care, inflation and longevity. At Mayes Financial, we guide you through the options available for managing risk. From self-funding your future health care costs to utilizing hybrid long-term care insurance products, there are many ways to ensure you do not outlive your envisioned lifestyle and plan for your retirement.
As you move into the later stages of life, your estate plan will offer you peace of mind that your assets will care for your family for years to come. Mayes Financial offers thorough estate planning to address even the most complex planning needs. We work to protect and grow clients' assets and prepare to pass them on to your heirs and charities.
Mayes Financial will help you understand how different investments are taxed so you can make the right investment decisions. We will work with your current tax advisor or CPA to ensure your Retirement Plan is aligned to minimize taxes. We believe that proper tax planning is based on being proactive rather than reactive, and will help you understand the value of year round tax planning, instead of waiting to the last minute.
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While tax and legal and estate issues may be discussed in the general course of financial and investment planning Mayes Financial does not provide tax or legal advice. Please consult with your tax or legal professional prior to making decisions relative to these issues. Investment advisory and financial planning services offered through Advisory Alpha, LLC, a Registered Investment Advisor, Insurance, Consulting and Education services offered through Mayes Financial. Mayes Financial is a separate and unaffiliated entity from Advisory Alpha. Access the Firm ADV and Form CRS